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Investing

Alinea


The review

Alinea charges you $10/mo for a managed taxable brokerage account. That's it. Which is exactly what Robinhood's managed portfolios do, but For free. Robinhood Gold gets you that PLUS a 3% IRA match, higher interest, and margin — for $5/month. Alinea's fee on a $1,000 portfolio is literally eating 12% of your returns annually before the market even does anything. And it gets worse — Alinea doesn't offer retirement accounts, checking features, or high-yield savings. Just a taxable brokerage account. TONS of accounts on reddit saying they can't withdrawl and Alinea kept charging them after canceling their subscription

Tips & tricks
  • Free Trial holds your money hostage. be careful putting money in, even on the free trial
  • Use Robinhood's "managed" portfolio instead, which is free without a subscription.